Frequently Asked Questions

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Most of us have experienced difficult times however, that does not make us bad people. We specialize in working with our many lenders to obtain the best auto loan solution for you. We realize each customer’s situation is different and so do our lenders. Let our expertise with our lending partners work for you in obtaining the best auto loan approval.
A credit score is sourced from a credit bureau report such as Equifax or Transunion. The score on your report is designed to quickly assist financial institutions in predicting the amount of risk associated with a major purchase. The lower your credit score relates to a higher risk and a higher credit score shows the lender a lower risk.
If you have been discharged from a bankruptcy or are currently in consumer proposal or discharged we can help. Even if your discharge is recent
Interest rates are determined by several factors:
  • Credit history
  • Employment history
  • Age of vehicle
  • Downpayment

Our consultants are driven to getting you the best auto loan possible with the best interest rate which allows them to source the best vehicle for you.

The sooner you apply online the faster you will get a response. I will process your application for an approval, source the vehicle that fits your needs and budget, and then organize delivery.

I have access to many dealerships at once. This allows me the ability to offer you thousands of new and used cars. If I don’t have what you are looking for then one of my affiliate dealerships should.

Once we receive your application we will review your credit details with you to determine the best lender to utilize for your approval. Some companies will submit your application to many lenders affecting your credit score in a negative way. We do not take this approach! Our consultants keep you advised of the lenders we use and our goal for which lending partner is the best solution. This is very important.

We are not in the business of selling or sharing your information. This information is kept private and confidential
  • Proof of income
  • Most recent paystubs OR
  • Most recent NOA (notice of assessment) OR
  • Last 3 months of bank statements
  • Valid driver’s licence
  • VOID cheque or PreAuthorized debit form
  • Insurance info (broker’s name and phone number)
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